OneFileMoneyThe all-in-one money app, made in South Africa
All your money and admin, in one place.
One app for your budget, live transactions, tax and slips. See every payment as it comes in, build a budget from what you really spend, keep your slips, IRP5 and logbook safe, and have your tax pack ready when filing season opens.
4 months of everything free · No bank login needed · Delete your data any time
- No bank login neededWe can't move your money
- Last 4 digits onlyWe never store your full card number
- POPIA firstNothing is shared unless you ask
- Yours to deleteDelete your account and data any time
What we do
One app for your budget, your transactions and your tax.
Your budget runs underneath everything, so when you add tax, a partner or a business, the year of payments is already there.
Live transactions
Payments come in from your phone's bank alerts as you tap, or from your statements, in one list sorted by category. Tick business or personal in a tap, and search the whole year.
Budget
Upload the statement your bank emails you. Spending is sorted for you, and the budget is built from what you really spend.
Tax pack
IRP5, payslips, retirement and medical figures, work costs with slips, and your return in steps. One pack for your accountant or SARS.
Logbook and travel
Upload the logbook you already keep, or add trips. We check it against what SARS asks for, and make the claim sheet for work.
Slips, kept safe
Snap a slip or send it on WhatsApp, and it's matched to the payment. Kept for the 5 years SARS can ask for them.
Couples
One household view of shared costs, who paid what and one budget, while each of you keeps your own spending private.
Business and VAT
Each business card with its own books, VAT you can claim worked out by SARS rules, and a VAT201 summary every period.
Teams and staff cards
Staff track their own cards, trips and claims. You approve them and download one sheet for payroll.
Who it's for
Built around how you earn.
At sign-up we ask how you earn and set the app up for you, so you only see what matters to you.
Salaried (PAYE) earners
A real budget from your transactions, your IRP5 and retirement in one place, and a check for a refund.
Commission earners
Agents, sales reps and advisers: your budget and your work costs side by side, with travel, phone and slips kept for tax.
Self-employed and freelancers
Business and personal on one card, ticked apart in a tap, with provisional tax worked out as you go.
Small business owners ›
Each business card with its own books, spending per person, VAT and card machine sales.
Couples and households
Both people and their cards on one screen, one shared budget, and private spending kept private.
Companies with teams ›
Staff cards, logbooks and expense claims, approved and exported for payroll.
Try it
Drop in a bank statement and see what we find.
Download a CSV from your banking app and drop it here. It's read on your device, so nothing is uploaded. More ways to try it ›
The tour
From bank statement to tax pack, in a minute.
Sign up and pick what you want
Create a free account and pick what you want help with: a budget, your logbook and travel, your tax, or a business. You can add the rest any time.
All your money and admin, in one place.
Founding members use everything free for 4 months. No card needed.